Uncle Jimmy wrote:I think that generator is one really smart investment.
I remember I had a small 2KW generator, and years back, we had a 3 day power outage. You would not believe, the neighbors calling, and some, actually knocking on my door, and saying,"How come you have power?".... "We see lights on in your house!"....
One neighbor from across the street came over, and exclaimed,"Oh, how nice and warm it is in your house!" ..... Tina felt bad, and said,"If you want to come over to warm up, you are welcome!".... He said, "No, we are ok for now!" .... Now I'm thinking! ...this is the same guy that said he was going to get a generator..... ( 10 years in a row ). Yet, they wouldn't think twice, about taking a cruise or extravagant vacations.
That's what we figured about an investment, too, Jimmy. Brian and I spent our younger days spending lots of money on ourselves and took many, many extravagant vacations but once you reach a certain age, your priorities have to change and often do because of age, like ours due to bad backs and medical situations. We often speak of how smart we were to do the things we wanted when we were younger and able to enjoy them though some people thought we were being irresponsible. We bought a house late in life but this year, our 19th year here, I'm paying off the mortgage, something I'm real proud of considering I refinanced the remaining $130K in 2008 and managed to pay that off in 9 years even though I lost my pretty lucrative salary in early 2010 and Brian retired in June of 2013.
in 2012 when Hurricane Isaac hit New Orleans, we had no power for 9 days! Our neighbor had a portable generator going and was nice enough to offer us a spot for an extension cord, so we were able to keep our refrigerator going -- thank God! But it was in August which is truly our most miserable month heat-wise, and without our central air I thought I was going to lose my mind! It's bad enough during the day (luckily, the living area of our house and the master bedroom above it is on the north side of the house) but at night the heat made sleeping unbearable. Well, for me anyway, Brian could sleep on a bed of nails! He was so ticked at me 'cause for the last couple of nights I was sleeping in the car parked in front of our house (old 'hood so very few driveways here). I'd run the motor and AC for a bit, turn off the motor and sleep in the driver's seat. I'd wake up when it got hot and would re-start the car and the AC and repeat the process. Brian was worried for my safety but I told him since that car held the only working AC in my life, someone would have to kill me to take that car away from me. Though there was no curfew, I would see a police car pass slowly by every hour or so with its blue light flashing. I knew my running lights (parking lights?) came on when the motor was on so I figured they could see me in the car but they never stopped to inquire. I had my driver's license on me just in case they stopped. I felt pretty safe and to be honest, I couldn't have cared less as I was THAT miserable.
On day eight, my friend Linda across Lake Pontchartrain in Mandeville got power so she told us to come over. She's about 30 miles away, I guess, maybe a bit more. We asked our neighbor's tenants (a cop for a different parish than ours) to give us a call when power went back on. Of course, that night about midnight, our first night at Linda's, the call came that our power was back on. Linda had left her AC on really low when we went to sleep and everyone woke up freezing -- everyone but me, that is. I'd moved from the twin bed next to hotbox Brian to one of her theater seats in front of her large TV with only a sheet to cover me. I was in heaven!
After that, we kept thinking about that whole house generator. Unlike you, we're not very handy and since we have no garage, storage of a gasoline-powered appliance is a challenge, not to mention storage of the gasoline to power it. Plus we'd have to have someone show us how to hook it up and I'd be afraid the two of us would damage something -- we're that clueless about stuff like that. The generator itself (we got a GENERAC after I did a ton of research on them) wasn't as costly as I expected but the installation was the big nut -- I'd have preferred to put it near the back fence but that would've added another 15 or so feet to the lines, which would've added another ton of money. We had to have it five feet from a fence, or from a home. Plus you had to be careful where the exhaust went as it would kill plants/trees. The location is not ideal but the cat loves the shade it provides.
I interviewed three salesmen re installation and didn't go with the cheapest. But the one we went with gave us a $700 discount for paying cash and GENERAC threw in a 5-year extended warranty, normally $500, for free. When I was thinking about things (the good salesman told me to sit on his bid for a bit and GENERAC would probably sweeten the deal), they did indeed offer us a 10-year total extended warranty, normally $1200, for nothing. Plus that installation company offered not only service for the darn thing (only $99 the first year), but monitors it remotely as does GENERAC so they will call us if there's a problem with the unit so we don't have to go inspect the lights on it regularly (we're not lazy just mechanically stupid!). Plus they gave me a big discount on installing some type of breaker, which would prevent damage to the unit if both of our central AC units kicked on at the exact same time. This doesn't happen often but I know our luck.
And the install company was the ONLY one of the three that didn't try to sell us a generator larger than we needed. We have natural gas in our house and have a lot of gas appliances (stove, water heater, dryer, central heat) which, of course, won't draw if the power is out. I'd already used a Q&A on the GENERAC site and knew what size would be appropriate but didn't say a word. That was based on square footage as well as the amount of gas appliances. Plus, the guy we went with noticed how much natural light our house had, as he commented on our being in the living room and then moving thru the kitchen, and he noticed we had no lights on whatsoever -- our house is that bright, as we have lots of windows. So I liked him right away and he was a "preferred" company with GENERAC so he had a nifty GENERAC program on his computer that he used as I answered questions and he toured our property that he filled out for more info. Plus he was the only one who noticed how old our two central AC units are (we're here 19 years in August and haven't replaced them) so he advised that the newer units we'd eventually get are so much more energy efficient that their draw on the power would decrease substantially. He just made me comfortable with his knowledge, his remarks about the "neatnik" man they had who would install it (I never even notice the piping on the side of our house and along the base of our deck -- never!) and what his company offered in the way of follow up. We were both really pleased with our choice in the end, too. And this company was the only one who included in their price pouring a concrete base to install the steel stand on which the generator sits. It weighs 500 lbs. so I just couldn't imagine a steel stand sitting on our backyard grass with Louisiana's high water table, you know? And they did a very neat job on that, too.
And one of the best things that happened was this. We took the money out of Brian's 401(k) as he needed to make a decent sized withdrawal prior to reaching 70-1/2 years of age (he hits 70 in June) or you face a 50% penalty (yikes!). I'm a pretty good stock picker so we earned 22% on his 401(k) funds last year, so we already earned the money back that we spent on the generator. Brian, of course, thinks I'm a genius, which is pretty nifty in itself.
Sorry to go on and on, but then I always do, don't I? I guess you got a cup of coffee, Jimmy, prior to reading this. (Confession: I used to be a computer typesetter in my younger days so I type really fast -- not as fast as I used to [I often tested at 125 wpm] since I cut my arm in 2010 and have three fingers on my left hand that are no longer fully functional. But I still type pretty fast. This results in a "book" being written before I even think about it. Sorry if I offend anyone with this...)