Brian has had Humana for almost a year and a half and is pleased with it.
I still have a private pay BCBS policy which costs me an arm and a leg monthly. Thank God I could keep this policy as it's a high deductible policy but then once the deductible is made, 100% of the charges are paid as long as I'm using vendors in network. Practically every provider in LA is in the BCBS network, as they're the biggest provider in the state. However, while I was hospitalized, I was hit with a few "out of network" charges. While I was totally out of it and restrained due to same, I really wasn't able to have a discussion with each person who saw me in the ICU as to whether or not they were in my network!