HA Got a free ice cream maker

On Amazon for just applying for CC.Works for me..

I do not want or need a CC but I will just pay it off each month with no interest.

I refuse to apply for any more credit cards.....I look at our credit score report and wonder what the heck I ever needed those multiple cards for in the past.

I do not have any..Well now I will have one for awhile lol.I do not need one. I figure if I can not pay cash I don't need it..

My CS is high now.I had NO credit.Buying my car was a nightmare and the dealer ripped me off big time.


But now I have credit..

I am assuming it is a Visa or MasterCard. Everyone should own one. It is something that you need for emergencies that may come up such as your car breaking down on a road trip. Sometimes you don't have enough cash on you and either you don't have a checkbook with you or they don't take checks. I think of them as insurance. They can get you out of a bind.

Having one credit card is invaluable for emergencies. I always have one on me, although I have way too many of them.

I usually use one for internet ordering and another to carry around and use. When I can get cash back on a credit card, it is worth it. Not much, but every little bit helps. I tend to use a lot of cash also. I can see how fast that goes...